INSURANCE AFFILIATED SERVICES FOR EMPLOYERS

COBRA  Administration:  Consolidated Omnibus Budget Reconciliation Act (COBRA) compliance is complex and mandatory. COBRA is sometimes viewed as an "employee benefit," but it is a law. Fines can amount to hundreds, even thousands of dollars for every day that your organization does not comply. Our experienced team can help you mitigate that risk and free you from the burden of COBRA administration.

Cafeteria Plans: An employee benefit known as a "Cafeteria Plan" allows employees to pay for a variety of health care expenses through a designated account.  Cafeteria Plans can save your company and your employees money on taxes.   Essentially, a cafeteria plan allows an employee to reduce their gross income, while the employer realizes savings on FICA withholding tax for each participating employee.

These plans are also known as Section 125 Premium Conversion Plans.

CAFETERIA PLANS

POP - Premium Only Plan
FSA - Flexible Spending Account
HRA - Health Reimbursement Account
HSA - Health Savings Account